2025 Corporate Cash Confidence Survey Report
How Finance Professionals Are Navigating Risk, Liquidity, and Safeguarding Corporate Cash


A Guide to Properly Evaluating Money Market Funds Before Allocating Corporate Cash
Money Market Funds (MMFs) are one of the most widely used tools for safeguarding cash while earning short-term yield, but not all MMFs are created equal. With varying fund types, investment strategies, and levels of credit exposure, it’s critical to evaluate each option carefully. Treasurers need to ensure the fund they choose aligns with their organization’s cash strategy, risk tolerance, and operational needs. This guide outlines a structured approach to help you do just that.. Read more...

Watch Now: Industry Veterans on Corporate Cash Confidence in Uncertain Times
Jiko's latest webinar roundtable discussion, now available on-demand in a 'key highlights' format, features treasury leaders' insights about commonly used cash instruments, key risks to watch for, and practical ways to evaluate safety and liquidity.. Read more...

Setting A New Standard For Cybersecurity
At Jiko, security isn’t a bolt-on; it’s the foundation. From anonymized ledgers and zero-trust access to encryption by default, we built a privacy-first architecture from scratch. Learn why legacy systems can’t compete, and how Jiko sets a new bar for financial cybersecurity.. Read more...

Understanding the Fundamentals of Treasury Bills: A Comprehensive Guide
Treasury bills (T-bills) are a cornerstone for cash management, providing security and predictable returns backed by the U.S. government. From individuals to large institutions, investors of all sizes rely on T-bills to preserve capital and maintain liquidity in any economic environment. This guide explores the fundamentals of T-bills, including how they work, how they compare to other investments, and how they fit into an overall investment or cash management strategy.. Read more...

How JikoNet Solves For Real-Time Payments Hurdles in the U.S.
Financial institutions, regulators, and current solutions like FedNow and the RTP® network are navigating challenges to provide a trusted and scalable network for treasurers handling high-volume, sensitive transactions. In the spring of 2025, we launched JikoNet, a uniquely safe 24/7 network built on a modern tech stack that bridges current RTP gaps with its T-bill deposit model and modern tech stack.. Read more...

The Real-Time Payments Race: Where the US Stands and What’s Next
Money needs to move in seconds—not days. But in the U.S., real-time payments haven’t reached widespread adoption for treasury teams, with a slower evolution shaped by regulatory considerations, legacy banking infrastructure, and competition among financial institutions. While the RTP landscape in the U.S. continues to evolve, the launch of multiple networks, adoption thus far, and clear value for users point to a significant demand for RTP development.. Read more...

Tariffs, Treasuries, and Turbulence: Why T-Bills Still Stand Strong
A look at early April’s market volatility, shifting Treasury yields, and why T-bills remained a stable, reliable home for cash amid uncertainty.. Read more...

How to Buy U.S. Treasury Bills – A Guide for Corporate Treasurers
Efficiently managing corporate cash is a top priority for corporate treasurers, and it involves a combination of capital preservation, liquidity, and generating returns. U.S. Treasury bills (T-bills) are a trusted cash equivalent that checks all the boxes for optimizing excess cash while maintaining liquidity. This guide explores exactly how treasurers can go about purchasing T-bills, and the advantages of each method.. Read more...

4 Questions Treasurers Should Ask Before Investing in a Money Market Fund
Ensuring the safety and liquidity of cash is paramount for treasury teams. Read more...

4 Mistakes Treasurers Need to Avoid When Investing in a Money Market Fund
What Are Money Market Funds? Money Market Funds (MMFs) are a type of mutual fund that invests in short-term, relatively liquid financial instruments. Read more...

How Treasury Bills and Money Market Funds React to Falling Interest Rates
The Federal Reserve adjusts interest rates as a primary tool to manage inflation, support economic growth, and maintain financial stability. Read more...

What is Even Safer Than a T-Bill Today? A T-Bill Tomorrow
Treasury Bills and the Debt Ceiling: A Look at Safety and Stability The US national debt is once again approaching the debt ceiling, reaching a point that forced Treasury Secretary Janet Yellen to take action and begin using extraordinary measures on January 21st. Read more...

The Golden Rule for Corporate Cash Allocation
In today’s fast-paced, often volatile financial landscape, corporate treasurers face the critical task of managing cash reserves efficiently. Read more...

How Treasury Bills Offer Tax Benefits for Smarter Cash Strategies
U.S. Treasury bills (T-bills) are a cornerstone of corporate cash management strategies, offering unparalleled safety, liquidity, and tax efficiency. For corporate treasurers managing significant cash reserves, understanding the tax implications of T-bills is essential for optimizing yields and ensuring alignment with financial objectives.. Read more...

The 3 Mistakes Corporate Treasurers Are Making When Buying Treasury Bills Directly from a Broker
The savviest treasurers, including Warren Buffet, know that holding core cash in T-bills offers the safest risk profile for risk-free returns. Read more...

Berkshire Hathaway’s $234 Billion Bet? Here’s What Treasurers Need to Know
When Warren Buffett makes a move, the world pays attention: the Oracle of Omaha recently surpassed the Federal Reserve in short-term Treasury holdings! A cash management strategy heavy on T-bills is optimal: it prioritizes safety and liquidity while reaping the returns associated with the safest short-term instrument. Read more...

Understanding the Risks of Money Market Funds Compared to T-Bills
Priorities 1a and 1b for treasurers managing corporate cash are safety and liquidity. While yield is a close second, the returns generated on funds are generally thought of as a value add. In evaluating where to allocate cash, treasurers must carefully weigh risks versus rewards, with Money Market Funds (MMFs) and U.S. Treasury bills (T-bills) being two of the most popular vehicles for a healthy balance.. Read more...

Navigating Potential Rate Cuts with T-Bills: Locking in Today’s Rates
With rates near their 20-year high, and Federal Reserve Chair Jerome Powell pointing to reduced inflation and a cooling job market as reasons for potential rate cuts as soon as September, investors have a window of opportunity to lock in today’s favorable rates. Read more...

How Corporate Treasurers Benefit From Laddering Treasury Bills
What Are Treasury Bill (T-Bill) Ladders? Laddering T-bills, or Treasury bills, is a cash management strategy commonly used by some of the world’s savviest corporate treasurers, such as Berkshire Hathaway, that involves purchasing T-bills of different maturity dates at regular cadences to create a series of staggered maturities and a steady stream of returns. Read more...