Reflections from TOKEN2049 Singapore: Building Safer, Smarter Infrastructure for Digital Finance

Key Takeaways

A recurring theme was how safety has become the primary lens through which institutions evaluate the landscape of solutions and digital asset products. The question is no longer about digital asset adoption, but how to participate safely. Counterparty risk, transparency of reserves, and regulatory alignment came up in nearly every discussion. Closely tied to that was the issue of settlement. Markets move in milliseconds, yet fiat transfers and reconciliations can still take days, a mismatch that simply isn’t sustainable. The need for liquidity to move as quickly as the assets themselves was echoed again and again.

Another recurring topic was the role of U.S. Treasuries. Beyond stablecoins, there is a growing recognition that Treasuries provide a true institutional-grade foundation for yield, risk management, and balance sheet safety. 

Finally, there was consensus that growth in the industry will be driven by partnerships, not silos. No single firm can build the entire stack; networks and collaboration will be essential for scale.

Uniquely Positioned to Bring Efficiency & Safety to the Digital Asset Industry

Jiko has been focused on addressing these very challenges in building JikoNet, its 24/7 institutional settlement network. Powered by the autonomous T-bill agents, JikoNet connects participants across a unified system that delivers round-the-clock liquidity and yield, without intermediaries and cut-off times.

Every dollar on JikoNet sits in ultra-short-term U.S. T-bills, a unique model facilitated by Jiko’s banking platform, which combines the innovation of a technology platform with the security of a regulated bank. The infrastructure is designed for safety, scale, and speed, while providing the “risk-free” yield of T-bills on balances. 

Jiko recently launched JikoNet Crypto, a dedicated subnetwork specific to digital asset institutions that brings regulated banking rails and settlement in dollars to the crypto industry. 

The energy at TOKEN2049 underscored just how much demand there is for infrastructure that removes friction while raising the bar on safety. That’s exactly where Jiko helps the industry scale efficiently. After all, if crypto markets don’t sleep, safety shouldn’t either.

To learn more about JikoNet Crypto, get in touch with the Jiko team.