Optimize corporate cash with automated T-bill access
Jiko’s platform provides seamless and automated access to U.S. Treasury bills—allowing treasurers to earn the “risk-free” rate while keeping corporate cash safe and fully liquid.
Earn “risk-free” yield
T-bills offer competitive, tax advantaged returns*
Liquidate on-demand
Easily liquidate T-bill positions at any time with T+1 (if not same day) settlement
Prioritize safety
Corporate cash is directly invested in T-bills without exposure to bank balance sheet risks
“We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan — Treasurer, Thornton Township Trustees of Schools
Read moreTeaming up with your platform of choice
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Jiko Pockets
The Ins and Outs of Jiko Pockets
Each Jiko Pocket is a combination of a bank and a brokerage account powered by a T-Bill Agent, that gives clients the utility of an operating account with the safety, yield, and transparency of direct T-bill ownership.
Direct T-bill Investment
T-Bill Agents automatically sweep cash through our nationally registered bank to our FINRA-registered broker-dealer, where it is invested in T-bills on behalf of the client. All in real time.
Government-Backed Yield
Clients earn the “risk-free” rate passively as T-bills are programmatically purchased and rolled at maturity, so they’re invested at all times.
On-Demand Payments
When clients initiate a payment or withdrawal, Jiko Agents automatically sell the closest-to-maturity T-bill(s) to cover the amount.
Understanding the Risks of Money Market Funds Compared to T-Bills
Priorities 1a and 1b for treasurers managing corporate cash are safety and liquidity. While yield is a close second, the returns generated on funds are generally thought of as a value add. In evaluating where to allocate cash, treasurers must carefully weigh risks versus rewards, with Money Market Funds (MMFs) and U.S. Treasury bills (T-bills) being two of the most popular vehicles for a healthy balance.
*Jiko Group, Inc. and its affiliates do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy.