Jiko - Where safety meets innovation

Use Case

Institutional-Grade Runway Management for Startups

Build a more resilient runway through direct U.S. Treasury bill investment and built-in payment functionality, purpose-built for lean teams managing significant growth capital. Send us a line or call us to schedule a meeting.

Jiko for Startups

Why Startups Choose Jiko

Without treasury operations in place, startup capital can be susceptible to counterparty exposures that can jeopardize access to cash at the wrong moment. Jiko was built to eliminate those risks without slowing your business down.

Jiko Pockets for Startup Capital

T-bill operating accounts that keep cash programmatically invested in T-bills on your behalf, and instantly accessible through payment rails

Eliminate structural risk and exposures

Build liquidity resilience and protect against uncertainty with direct ownership of government-backed US Treasury bills

Protect cash without locking it away

Safeguard cash through any market environment while maintaining the payment and transactional capabilities of an operating account

Earn yield with automated trading

Take home the “risk-free” rate of US T-bills without the operational burden of trading them

Protect your Runway

From Seed to Series C, And Beyond

Jiko supports startups with a resilient financial foundation designed to scale. From protecting runway capital to enabling fast, reliable payments, Jiko provides a safe and efficient way to manage cash at every stage of growth.

Wall Street Execution In Your Pocket

Autonomous T-bill agents work continuously behind the scenes to manage investment, reinvestment, and liquidity on the client’s behalf, giving startup teams the execution quality of a treasury desk without the overhead.

Modern Banking Features with a Safer Structure

Runway is only as secure as the structure that holds it. Jiko removes balance sheet exposure entirely while keeping your cash accessible for daily activity.

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