Connecting Fiat and Crypto: Using T-Bills to Build a Safer, 24/7, Yield-Bearing Settlement Network
A new Coindesk feature explores how Jiko is solving the structural disconnect between fiat and digital asset systems with a T-bill-backed, 24/7 settlement network for crypto institutions.
Nov 10, 2025
As institutional activity in crypto accelerates, digital asset institutions face more friction when trading between fiat and crypto. Delays, counterparty risk, capital inefficiency, and evolving risk frameworks have stood in the way of seamless, secure movement between fiat and crypto rails.
In a recent Coindesk feature, learn how JikoNet Crypto was purpose-built to address the structural challenges facing digital asset institutions today. Powered by U.S. Treasury bills and backed by Jiko’s regulated bank and broker-dealer infrastructure, JikoNet Crypto enables real-time settlement in dollars without exposing participants to balance sheet or redemption risk.
The article outlines how Jiko’s architecture aligns liquidity, safety, and yield without tradeoffs. From compliance to capital efficiency, the platform delivers an institutional-grade experience designed to bridge the fiat-crypto divide.
Read the full feature on Coindesk to learn how Jiko is helping digital asset institutions simplify operations, preserve yield, and unlock new pathways to growth.
Further reading
Jiko Announces Strategic Investments from Key Industry Players Including Coinbase and Blockstream Capital Partners
Leading digital asset platforms choose Jiko to power safe, always-on storage and settlement. Read more →
Watch Now: Industry Veterans on Corporate Cash Confidence in Uncertain Times
Jiko's latest webinar roundtable discussion, now available on-demand in a 'key highlights' format, features treasury leaders' insights about commonly used cash instruments, key risks to watch for, and practical ways to evaluate safety and liquidity.. Read more →
Jiko Launches JikoNet, a Uniquely Safe 24/7 Network for Secure High-Volume Corporate Dollar Transactions
The new network significantly minimizes counterparty risks by providing direct Treasury bill ownership, delivering an unprecedented scale and stability to the institutional markets, starting with the digital asset world. . Read more →