Modern Cash Management for Public Funds
Jiko helps municipalities protect and grow public funds with direct U.S. Treasury bill investment and real-time liquidity. From city halls to county treasurers’ offices, Jiko delivers safety, simplicity, and yield in one platform.
Trusted by Municipal Treasurers
“We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan — Treasurer, Thornton Township Trustees of Schools
Read Success StoryOptimize Public Funds With the Utmost Safety
Public funds demand the highest levels of safety and oversight. Yet traditional banking structures can expose municipalities to liquidity issues and counterparty risk, putting taxpayer dollars at stake. Jiko provides a safer alternative by keeping cash directly in U.S. Treasury bills, ensuring capital remains secure, liquid, and free from balance sheet exposure.
On-Demand Liquidity Without Balance Sheet Exposure
Cash is fully invested in T-bills and liquid at all times via traditional bank rails, free from bank balance sheets or commingled funds.
Automated for Operational Efficiency
Jiko automates the purchase, reinvestments at expiry, and sale of T-bills when funds need to be accessed, eliminating manual trading or CUSIP management.
Regulated and Safe by Design
Jiko is regulated by the Federal Reserve, the OCC, and FINRA. Your T-bills are safely custodied at the Bank of New York Mellon, away from traditional bank-run risk.
T-Bills, Modernized for Municipal Cash Management
Treasury bills are a natural fit for municipalities’ investment policies because they’re government-backed, preserve capital, and deliver competitive yields.
Jiko’s innovation is making T-bills work like cash:
- Automated trading, reinvestment, and settlement
- Direct connection to banking rails
- Real-time payments and liquidation
Municipal Treasurers Can Take Advantage of Jiko for:
Enhanced Reporting
Clear visibility into statements, transactions, and trades for accurate reporting.
Multiple Pockets
Create multiple dedicated accounts or ‘Jiko Pockets’ to segregate funds by use case or purpose.
Transparency
Clients know exactly where their cash sits and limit credit risk to that of the US Treasury.
Organic Yield
Earn the “risk-free” rate of T-bills, tax exempt at the state and local level.
Talk to Jiko
Reach out today to see how Jiko can help you streamline cash strategy and maximize the potential of your public funds.
