What is Jiko?

Jiko keeps client cash invested in T-bills, in the client's name, earning the “risk-free” rate of T-bills, with no lending, no leverage, and no commingled exposure. Payments can settle 24/7 on JikoNet, with no balance sheet risk. Jiko clients include institutions that move at the speed of modern markets — corporates, fintechs, tech, and crypto companies — giving them and their counterparts a safe, yield-generating alternative to managing cash. Jiko holds a national bank charter and is a FINRA-registered broker-dealer.