What does Jiko handle, and what does the platform handle?

Jiko provides the regulated infrastructure behind each account. That includes customer onboarding and KYC/KYB verification, ongoing AML and OFAC sanctions monitoring, T-bill trading and custody, ledgering, and payment settlement, all operated through Jiko’s national bank and registered broker-dealer.

The platform owns the customer experience. Partners control their brand, app design, and product features, and they keep the relationship with their customers.