All questions

What challenges does JikoNet Crypto address?

Counterparty Risk: Jiko owns and operates both a regulated national bank (Jiko Bank) and a FINRA-registered broker-dealer (Jiko Securities, Inc.), with asset custody primarily through The Bank of New York Mellon and select custodial partners, ensuring full control and transparency across the entire stack. Balance Sheet Risk: Clients own T-bills directly in their name.

  1. Counterparty Risk: Jiko owns and operates both a regulated national bank (Jiko Bank) and a FINRA-registered broker-dealer (Jiko Securities, Inc.), with asset custody primarily through The Bank of New York Mellon and select custodial partners, ensuring full control and transparency across the entire stack.

  2. Balance Sheet Risk: Clients own T-bills directly in their name. Jiko does not engage in lending or rehypothecation; client assets remain safe, liquid, and are always earning the yield of T-bills.

  3. Compliance & Trust: JikoNet Crypto is a regulated settlement platform, purpose-built to meet the operational, regulatory, and audit needs of the crypto industry.

  4. Settlement Speed: By operating outside of traditional correspondent banking rails, JikoNet Crypto enables near-instant movement of funds, reducing delays, settlement risk, and operational risk.