2026 Corporate Cash Confidence Survey Report
How Financial Professionals Are Navigating Safety, Liquidity, and 24/7 Markets
Executive Summary
Corporate cash management is becoming more complex as the forces shaping liquidity, risk management, and day-to-day operations continue to evolve. Alongside daily workflows, teams are managing heightened geopolitical uncertainty, adopting new financial tools, and operating in an environment where payments and business activity increasingly extend beyond traditional banking hours.
Jiko’s 2026 Corporate Cash Confidence Survey was designed to capture how treasury and finance leaders are responding and reshaping their strategies for the year ahead. The findings explore the macro factors influencing cash strategy, the considerations and priorities influencing cash allocation, and the demand for real-time settlement.
This report distills those findings to help treasurers and financial professionals benchmark their approach against industry standards and identify opportunities to strengthen the safety, liquidity, and productivity of corporate cash.
Geopolitical Tensions are a Cause for Concern
63%
of respondents are concerned that geopolitical tensions could directly impact their cash strategies in the next 12 months.1
Significant Cash Balances Are Sitting Idle
Approximately what percentage of your organization's operating cash typically remains uninvested at any given time?2
Real-Time Settlement 24/7 Is Expected
But Money Is Yet Moving at the Speed of Modern Business
Download the Full Report
The data and insights presented are based on responses collected through Jiko’s 2026 Corporate Cash Confidence Survey. The survey targeted U.S.-based corporate treasurers and finance leaders. A total of 192 qualified responses were collected between April 13th and June 19, 2026, through distribution via email, professional social networks, and in person at treasury industry trade shows. Results are intended to reflect the views of respondents and should not be interpreted as representative of the entire corporate treasury or financial services industry. This report is for informational purposes only and does not constitute investment, legal, or financial advice.
1.The percentage reflects the number of respondents (63.3%) who selected “Very concerned” or “Somewhat concerned” in response to being asked, “How concerned are you that geopolitical tensions could directly impact your corporate cash strategy in the next 12 months?”
2.Source: 2026 Corporate Cash Confidence Survey, Jiko. Not displayed: Respondents who answered "Not Sure" or did not answer the question.
3.The percentage reflects the number of respondents (76%) who selected either “Extremely important,” “Very important,” “Important,” or “Slightly important” in response to being asked, “How critical is the ability to move cash or settle transactions 24/7 (outside standard banking hours) for your organization?”
4.The percentage reflects the number of respondents (18.6%) who selected “We are able to move cash or settle transactions in real time” in response to being asked, “Which of the following factors are preventing or limiting your organization's ability to move cash or settle transactions in real time, 24/7?”