Where safety meets innovation
Jiko is the only platform built 100% on T-bills to power the world’s liquidity
Safe
Limit counterparty risks through direct investment in T-bills
Simple
Jiko’s tech platform makes T-bills as easy as transferring money to a bank account
Liquid
24/7, real time money movement at scale
“We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan — Treasurer, Thornton Township Trustees of Schools
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Build Resilient Liquidity Amidst Fed Moves, Regulatory Changes, and Uncertainty
September is a big month for treasurers, with planning for 2026 kicking into gear and potential rate cuts looming. That's why Jiko is hosting a 3-part webinar series focused on helping treasurers and finance teams prepare cash strategies for what lies ahead. Each session brings together industry professionals to break down what’s ahead for corporate cash, covering everything from Fed policy and 2026 planning to Basel III Endgame implementation.
Meet Jiko Pockets Powered by T-Bill Agents
Each Jiko Pocket is a combination of a bank and a brokerage account, where clients get the utility of an operating account with the safety, yield, and transparency of direct T-bill ownership.
Dedicated T-bill agents
continuously purchasing and liquidating T-bills directly in the client’s name
On-demand payments
processing, 24/7, across all rails: ACH, wires, and cards
Direct exposure
to the full faith and credit of the US Government, with the yield of T-bills
The Stable Network for Secure 24/7 USD Institutional Settlement
JikoNet scales without reserve requirements, volume limits, or worries around U.S. business hours, converting T-bills into cash at the time of transfer.
- No cutoff windows and minimal delays
- 100% of balances invested in T-bills
- Automated by T-bill agents
Safety, speed, and control for the world’s most sensitive transactions: Digital Assets, M&A, Commercial Real-Estate, Aviation, Shipping, Energy, and more.
>$10bn
T-bills traded for institutional clients
130k+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner’s sandbox access to production
Tap Into T-Bills With a Few Clicks
Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. T-bill agents remove the friction by making T-bills accessible directly from Jiko's dashboard, and through secure integration with trusted platforms.
For illustrative purposes only. Past performance is not indicative of future results.
Safety is in Jiko’s DNA
Jiko was born out of the financial crisis. In 2008, as global trust in the banking system unraveled, Jiko’s soon-to-be team, though an ocean apart, experienced the same realization: the financial system was fragile, overly layered, and deeply entangled.
Embedded Stability: The Jiko Pocket API
Jiko’s state-of-the-art API enables seamless, secure enterprise embedding of Jiko Pockets in institutional platforms of choice.
With real-time T-bill agents handling the heavy lifting in the background, clients can stay focused on what matters most: safety, speed, and yield.
