Where safety meets innovation
Jiko is the only platform built 100% on T-bills to power the world’s liquidity
Safe
Limit counterparty risks through direct investment in T-bills
Simple
Jiko’s tech platform makes T-bills as easy as transferring money to a bank account
Liquid
24/7, real time money movement at scale
Leading digital asset platforms choose Jiko to power safe, always-on storage and settlement
Jiko recently announced strategic backing by Coinbase and Blockstream Capital Partners. Alongside this investment, Jiko is entering new strategic partnerships with leading industry players, including Crypto.com, Blockstream Capital Partners, Bitso, and Coinbase. These strategic partners will join a growing number of institutions adopting Jiko as a banking partner to utilize its U.S. T-bill-based model for storage, settlements, and payments.
Meet Jiko Pockets Powered by T-Bill Agents
Each Jiko Pocket is a combination of a bank and a brokerage account, where clients get the utility of an operating account with the safety, yield, and transparency of direct T-bill ownership.
Dedicated T-bill agents
continuously purchasing and liquidating T-bills directly in the client’s name
On-demand payments
processing, 24/7, across all rails: ACH, wires, and cards
Direct exposure
to the full faith and credit of the US Government, with the yield of T-bills
We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan
Treasurer, Thornton Township Trustees of Schools
Bringing U.S. T-bill access onto an always-on platform is an important step in how markets evolve. Jiko’s approach and technology are a good fit with the pace at which we’re building, and we’re pleased to support Coinbase’s investment in Jiko through the JikoNet platform.
Roger Bartlett
VP, Institutional at Coinbase
Our mission at Bitso is to provide millions across Latin America with faster, safer, and more accessible financial services. Jiko’s U.S. T-bill-backed rails bring a level of safety and efficiency that elevates how we serve our customers every day. From onboarding to ongoing settlement, Jiko’s technology and responsiveness have exceeded expectations, and we’re excited to deepen this collaboration.
Imran Ahmad
General Manager of Bitso Business
Partnering with Jiko helps strengthen our infrastructure, thanks to its security, liquidity, and 24/7 availability. Their unique model allows for yield generation while minimizing counterparty risk. At Crypto.com, we’re focused on building a more resilient digital economy, and Jiko’s unique approach aligns with our vision.”
Joe Anzures
General Manager, Americas and EVP of Payments at Crypto.com
The Stable Network for Secure 24/7 USD Institutional Settlement
JikoNet scales without reserve requirements, volume limits, or worries around U.S. business hours, converting T-bills into cash at the time of transfer.
- No cutoff windows and minimal delays
- 100% of balances invested in T-bills
- Automated by T-bill agents
Safety, speed, and control for the world’s most sensitive transactions: Digital Assets, M&A, Commercial Real-Estate, Aviation, Shipping, Energy, and more.
>$10bn
T-bills traded for institutional clients
130k+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner’s sandbox access to production
Tap Into T-Bills With a Few Clicks
Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. T-bill agents remove the friction by making T-bills accessible directly from Jiko's dashboard, and through secure integration with trusted platforms.
For illustrative purposes only. Past performance is not indicative of future results.
Embedded Stability: The Jiko Pocket API
Jiko’s state-of-the-art API enables seamless, secure enterprise embedding of Jiko Pockets in institutional platforms of choice.
With real-time T-bill agents handling the heavy lifting in the background, clients can stay focused on what matters most: safety, speed, and yield.
Safety is in Jiko’s DNA
Jiko was born out of the financial crisis. In 2008, as global trust in the banking system unraveled, Jiko’s soon-to-be team, though an ocean apart, experienced the same realization: the financial system was fragile, overly layered, and deeply entangled.
