Jiko - Where safety meets innovation

100% Bank
100% Tech

Where safety meets innovation

Jiko is the only platform built 100% on T-bills to power the world’s liquidity

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Safe

Limit counterparty risks through direct investment in T-bills

Simple

Jiko’s tech platform makes T-bills as easy as transferring money to a bank account

Liquid

24/7, real time money movement 
at scale


“We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”

Mark Sheahan — Treasurer, Thornton Township Trustees of Schools

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Build Resilient Liquidity Amidst Fed Moves, Regulatory Changes, and Uncertainty

September is a big month for treasurers, with planning for 2026 kicking into gear and potential rate cuts looming. That's why Jiko is hosting a 3-part webinar series focused on helping treasurers and finance teams prepare cash strategies for what lies ahead. Each session brings together industry professionals to break down what’s ahead for corporate cash, covering everything from Fed policy and 2026 planning to Basel III Endgame implementation.

Jiko Pockets

Meet Jiko Pockets Powered by T-Bill Agents

Each Jiko Pocket is a combination of a bank and a brokerage account, where clients get the utility of an operating account with the safety, yield, and transparency of direct T-bill ownership.

Dedicated T-bill agents

continuously purchasing and liquidating T-bills directly in the client’s name

On-demand payments

processing, 24/7, across all rails: ACH, wires, and cards

Direct exposure

to the full faith and credit of the US Government, with the yield of T-bills

JikoNet

The Stable Network for Secure 24/7 USD Institutional Settlement

JikoNet scales without reserve requirements, volume limits, or worries around U.S. business hours, converting T-bills into cash at the time of transfer.

  • No cutoff windows and minimal delays
  • 100% of balances invested in T-bills
  • Automated by T-bill agents

Safety, speed, and control for the world’s most sensitive transactions: Digital Assets, M&A, Commercial Real-Estate, Aviation, Shipping, Energy, and more.

>$10bn

T-bills traded for institutional clients

130k+

Accounts opened

400ms

To spend T-bills via Visa card swipe

11 days

From one partner’s sandbox access to production

Tap Into T-Bills With a Few Clicks

Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. T-bill agents remove the friction by making T-bills accessible directly from Jiko's dashboard, and through secure integration with trusted platforms.

For illustrative purposes only. Past performance is not indicative of future results.

API Access

Embedded Stability: The Jiko Pocket API

Jiko’s state-of-the-art API enables seamless, secure enterprise embedding of Jiko Pockets in institutional platforms of choice.

With real-time T-bill agents handling the heavy lifting in the background, clients can stay focused on what matters most: safety, speed, and yield.

Jiko API example