Where safety meets innovation
Jiko is the only platform built 100% on T-bills to power the world’s liquidity
Safe
Limit counterparty risks through direct investment in T-bills
Simple
Jiko’s tech platform makes T-bills as easy as transferring money to a bank account
Liquid
24/7, real time money movement at scale
“We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan — Treasurer, Thornton Township Trustees of Schools
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How Treasury & Finance Leaders Are Thinking About Safeguarding Their Corporate Cash in 2025
In today's economic environment, cash confidence is under pressure — we’ve surveyed over 200 treasury and finance leaders to see how they are evaluating short-term instruments to prioritize safety. Get the survey report to learn what your peers are doing to adapt.
Meet Jiko Pockets Powered by T-Bill Agents
Each Jiko Pocket is a combination of a bank and a brokerage account, where clients get the utility of an operating account with the safety, yield, and transparency of direct T-bill ownership.
Dedicated T-bill agents
continuously purchasing and liquidating T-bills directly in the client’s name
On-demand payments
processing, 24/7, across all rails: ACH, wires, and cards
Direct exposure
to the full faith and credit of the US Government, with the yield of T-bills
The Stable Network for Secure 24/7 USD Institutional Settlement
JikoNet scales without reserve requirements, volume limits, or worries around U.S. business hours, converting T-bills into cash at the time of transfer.
- No cutoff windows and minimal delays
- 100% of balances invested in T-bills
- Automated by T-bill agents
Safety, speed, and control for the world’s most sensitive transactions: Digital Assets, M&A, Commercial Real-Estate, Aviation, Shipping, Energy, and more.
>$10bn
T-bills traded for institutional clients
130k+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner’s sandbox access to production
Tap Into T-Bills With a Few Clicks
Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. T-bill agents remove the friction by making T-bills accessible directly from Jiko's dashboard, and through secure integration with trusted platforms.
For illustrative purposes only. Past performance is not indicative of future results.
Embedded Stability: The Jiko Pocket API
Jiko’s state-of-the-art API enables seamless, secure enterprise embedding of Jiko Pockets in institutional platforms of choice.
With real-time T-bill agents handling the heavy lifting in the background, clients can stay focused on what matters most: safety, speed, and yield.
